Auto Loans

Loan Products / Auto Loans

Auto Loans – *Temporarily Suspended* 

A loan is available for Ho-Chunk Tribal Members and Ho-Chunk Nation Employees to contribute towards a reliable vehicle to get you to where you need to be. The car must be purchased from a dealership not a private seller. The vehicle must reside primarily in the state of Wisconsin. Refinances may be allowed on a case by case basis. The maximum lending amount is $20,000.00 or up to the amount allowable by your debt to income and varies based on the year of the car. To qualify, your debt-to-income ratio must be 40% or under and you may not have more than $5,000.00 in judgments or collections on your credit report. Payback period is 3-5 years depending on the year of the vehicle. Interest rates are 6.5 – 10% and depend on the year of the vehicle and debt-to-income ratio. Ineligible if you have had a vehicle repossessed in last (4) years. Must have at least 1 year of employment with no gaps, breaks, or transfers.

First Nations Community Financial is a state chartered not-for-profit Native Community Development Financial Institution (CDFI)

206 S Roosevelt Rd, Suite 123 Black River Falls, WI 54615

Upcoming Events
  • Pathways - June 21, 2024
  • Indianprenuership -            June 28, 2024
  • Housing Resiliency -             July 12, 2024 
  • Golf Outing - July 19, 2024
  • Indianprenuership -             July 26, 2024
  • Indianprenuership -            Aug. 12, 2024
  • Pathways - August 16, 2024
Office Hours (8-4:30 M-F)

Closed on the Following Holidays

  • New Year's Day (Jan 1st)
  • Memorial Day (Last Monday in May)
  • Mitchell Red Cloud Jr. Day (July 4th)
  • Labor Day (First Monday in Sept.)
  • Veterans Day ( November 11th)
  • Thanksgiving (4th Thursday in Nov.)
  • Ho-Chunk Day (Day after Thanksgiving)
  • Christmas Eve (December 24th)
  • Christmas (December 25th)
  • New Year's Eve (December 31st)
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*This institution is an equal opportunity provider.  In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to Department of the Treasury, Office of Civil Rights and Diversity, 1500 Pennsylvania Ave. NW, Washington, D.C. 20220 or call (202) 622-1160.