Auto Loans

Loan Products / Auto Loans

Auto Loans

A loan is available for Ho-Chunk Tribal Members and Ho-Chunk Nation Employees to contribute towards a reliable vehicle to get you to where you need to be. The car must be purchased from a dealership not a private seller. The vehicle must reside primarily in the state of Wisconsin. Refinances may be allowed on a case by case basis. The maximum lending amount is $20,000.00 or up to the amount allowable by your debt to income and varies based on the year of the car. To qualify, your debt-to-income ratio must be 40% or under and you may not have more than $5,000.00 in judgments or collections on your credit report. Payback period is 3-5 years depending on the year of the vehicle. Interest rates are 6.5 – 10% and depend on the year of the vehicle and debt-to-income ratio. Ineligible if you have had a vehicle repossessed in last (4) years. Must have at least 1 year of employment with no gaps, breaks, or transfers.

First Nations Community Financial is a state chartered not-for-profit Native Community Development Financial Institution (CDFI)

206 S Roosevelt Rd, Suite 123 Black River Falls, WI 54615

Upcoming Events
  • Golf Fundraiser - Friday May 13th
  • Indianpenuership Classes - August 3rd, 10th, 24th, 31st
  • Pathways Homebuyer Education Class - August 26, October 14
Office Hours (8-4:30 M-F)

Closed on the Following Holidays

  • New Year's Day (Jan 1st)
  • Memorial Day (Last Monday in May)
  • Mitchell Red Cloud Jr. Day (July 4th)
  • Labor Day (First Monday in Sept.)
  • Veterans Day ( November 11th)
  • Thanksgiving (4th Thursday in Nov.)
  • Ho-Chunk Day (Day after Thanksgiving)
  • Christmas Eve (December 24th)
  • Christmas (December 25th)
  • New Year's Eve (December 31st)
Connect with us
  • Email: fncf@ho-chunk.com
  • Phone: (715) 284-2470
  • Fax: (715) 284-2471
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