Rita is a graduate of Winona Technical College with a degree in Business Management. She has 15+ years of experience in Customer Service, developing professional relationships with local vendors in Black River Falls and the surrounding communities. Most recently in her Mortgage loan processing experience, she developed great knowledge of the financial & housing Industry. Her prior positions resulted in development of many professional relationships that will benefit her in her current role. She likes to give back to the community through her volunteer work, most recently volunteers on her church finance board and the youth hockey board in Black River Falls. She is looking forward to growing with First Nations Community Financial, and helping customers along the way.

Email: [email protected]

Jodi is a recent graduate of Western Governor’s University in Utah with a bachelor’s degree in Education studies- elementary education. She has more than seven years of experience in customer service and teaching. Jodi is an enrolled member of Wyandotte Nation based out of Oklahoma. She has lived in numerous areas around the country and looks forward to building relationships with the members of Ho-Chunk Nation and the community of Black River falls. 

In her free time, Jodi enjoys studying psychology and history, reading, and spending time with her dogs Sadie and Noodin. 

Email: [email protected]

Victoria Houghton has been promoted recently into a Loan Officer position at First Nations Community Financial (FNCF) in January 2019. Victoria assists customers thru the loan process, compiles regulatory documents, and performs the financial coaching with customers. She has 22 years of office experience with 5 years dedicated to working at FNCF. Victoria is an enrolled member of Ho-Chunk Nation and strongly believes in helping tribal members and others to become financially independent to improve their quality of life.
Victoria is certified in Building Native Communities: Financial Skills for Families, Building Skills for Financial Confidence, Financial Coaching Foundations and has attended NAFOA and Prosperity Now Summit 2015 which has given her a stronger outlook on challenges of economic growth and change.

Email: [email protected]

Carly joined our team in the fall of 2019. She is excited to continue her professional career in finance after extensive research in finance and business. Carly earned an Associate of Arts degree in Business, Bachelor of Science degree in Accounting and a Master of Science degree in Accountancy. She will be a great asset with the FNCF team through growth, development, and expansion. Over the last 4 years, Carly assisted tribal members and employees of the Ho-Chunk Nation as Payroll Specialist and Accountant in the Treasury Department. In her free time, Carly is loyal to the Lunda Community Center “family” and loves their fitness classes. She enjoys running, hiking, paddle boarding, horseback riding, as well as arts such as painting, drawing, rhetoric, and philosophy. Last but not least she is a proud member of the American Philatelic Society, which for the curious mind is the collection of postal stamps.

Email: [email protected]

Stephanie Clark is a proud Ho-Chunk Nation tribal member. She has 15+ years of Customer Service and Management combined in her work experience. Most recent years, she worked at Integrity Audit & Tax and was integral with helping First Nations Community Financial (FNCF) navigate a large project of a conversion to new loan software. Her great value lead to a permanent position at FNCF.

Prior to her and her family moving to the Black River Falls area, she has worked in the Baraboo area for years with her children, and has enjoyed volunteering in her community including the local Baraboo Soccer Club. She looks forward to volunteering throughout the Ho-Chunk communities with FNCF and also personally in Black River Falls where she lives. She is hoping with her many years of work experience in Customer Service and Management she will be able to assist others, and our communities we serve here at FNCF in many years to come. 

Stephanie enjoys spending time with her husband Rob, her three children, and their pet dog Storm.

Email: [email protected]

Emily started as the Administrative Assistant at FNCF at the begining of May, 2022.  She is enjoying learning her new job duties and interacting with friendly faces.  Her goal is to help FNCF with their special projects and the daily duties as best she can.  She has been working in customer service since she was 15 years old and loves helping people.  A friendly smile, voice and interaction in an establishment could change how someone feels for the rest of their day.  Outside of work, she loves spending all of her time with family doing different activities and making as many memories as they can.  She has a 2 year old daughter, Annalise, who keeps her on her toes.  She is always taking pictures, trying to capture every moment, because she knows time doesn’t slow down for anyone.  She works and does the best she can for her.

Email: [email protected]

Jonathan has joined the team at First Nations Community Financial as a Business Loan Officer. He is a graduate of Western Technical College, with an Associate Degree of Applied Science as a Business Analyst.  He has spent over 10 years working within the Ho-Chunk Nation with a strong focus on performing and improving customer service.  Most recently as a Slot Operations Manager, he has gained experience working with a wide variety of people from various backgrounds and industries.  In his downtime Jonathan is an avid reader, a fan and participant in Community Theater, and is a lover of travel, food, and art.

Email: [email protected]

Curtis is an enrolled member of the Lac Courte Oreilles Band of Lake Superior Chippewa.  A National Award-Winning Marketer, Award-Winning Author and selected to the National Center for American Indian Enterprise Development 40-Under-40 Class of 2020, Curtis brings 15 years of experience working with tribes and tribal programs through economic development, program development and tourism marketing initiatives.  As a former board member of First Nations Community Financial, and former President of the LCO Federal Credit Union, Curtis’ primary mission is empowering tribal memebers and tribal communities to become self-suffucient through entrepreneurship.  Curtis also founded three non-profit organizations focused on empowering community members and youth through sports and family.  A father of two, Kendal and Adel participate in all of the businesses and organizations providing a family-owned environment focused on teaching the intricacies of community development and youth programs.

Email: [email protected]