Our Team

About Us / Our Team

Our Team

Becky Albert-Breed

Becky Albert-Breed

Executive Director

Becky in an enrolled tribal member of the Ho-Chunk Nation. She holds a bachelor degree in accounting from University of Wisconsin-Milwaukee and a MBA from Cardinal Stritch University. Prior work experience include both internal and external auditing for City of Milwaukee, large corporate bank, tribal government & gaming. Ho-Chunk Nation financial positions include Treasurer, Business Finance Director over Casinos and C-Stores, and Legislative Financial Examiner. She was instrumental in advocating for positive change within the Children’s Trust Funds for her tribe. This effort lead to establishment of the Trust & Investment Committee to preserve and protect investments of her tribe with portfolios holding over half a billion dollars and has served on the committee since inception in 2011.

Becky has served as Chairperson at First Nations Community Financial (FNCF), a Native Community Development Financial Institution (CDFI) since its inception in 2010. She is excited to recently transition to the Executive Director role at FNCF. She brings years of strong business management and financial skills to First Nations Community Financial (FNCF). Our organization is designed to help natives and surrounding communities’ access funds for personal growth such as home ownership, small business, investing and personal finance. This is close to her heart as she has focused on using her finance and business background to volunteer and help in the non-profit sectors within many diverse communities from 1988 to the present.

Email: Becky.Albert@ho-chunk.com

Francesca Bird

Francesca Bird

Senior Finance Officer

Francesca has worked for First Nations Community Financial (FNCF) since its inception in 2010. She has led the organization in becoming a 501 c (3) non-profit organization and Certified Native CDFI through the US Department of Treasury CDFI Fund. She is a graduate of Western Technical College with a degree in Finance. Francesca oversees the lending department at FNCF and is looking forward to the expansion of current loan products and development of new. In her professional career prior to working for the CDFI, she provided financial literacy to Ho-Chunk Nation tribal members for more than 4 years. The prior position she deployed the first Financial Literacy Program on behalf of the Ho-Chunk Nation. She is assisting in the development of training and technical assistance program that will enhance the loan products here at FNCF.

Francesca is certified in Building Native Communities, Indianpreneurship, Pathways Home, Investing for the Future and Oweesta & Neighbor Works; Financial Management Native CDFI certification courses.

Email: Francesca.Bird@ho-chunk.com

Rita Casper

Rita Casper

Loan Officer

Rita is a graduate of Winona Technical College with a degree in Business Management. She has 15+ years of experience in Customer Service, developing professional relationships with local vendors in Black River Falls and the surrounding communities. Most recently in her Mortgage loan processing experience, she developed great knowledge of the financial & housing Industry. Her prior positions resulted in development of many professional relationships that will benefit her in her current role. She likes to give back to the community through her volunteer work, most recently volunteers on her church finance board and the youth hockey board in Black River Falls. She is looking forward to growing with First Nations Community Financial, and helping customers along the way.

Email: rita.casper@ho-chunk.com

Victoria Houghton

Victoria Houghton

Loan Officer

Victoria Houghton has been promoted recently into a Loan Officer position at First Nations Community Financial (FNCF) in January 2019. Victoria assists customers thru the loan process, compiles regulatory documents, and performs the financial coaching with customers. She 22 years of office experience with 5 years dedicated to working at FNCF. Victoria is an enrolled member of Ho-Chunk Nation and strongly believes in helping tribal members and others to become financially independent to improve their quality of life.
Victoria is certified in Building Native Communities: Financial Skills for Families, Building Skills for Financial Confidence, Financial Coaching Foundations and has attended NAFOA and Prosperity Now Summit 2015 which has given her a stronger outlook on challenges of economic growth and change.

Email: Victoria.houghton@ho-chunk.com

Natasha Edwards

Natasha Edwards

Mortgage Loan Officer

Tasha (Natasha) joined our team during the fall of 2018. She started as our Loan officer and has since been promoted to the Mortgage Loan Officer. Her previous work was with the Nez Perce Tribal Housing Authority as their Kicuy (money) Coach providing families with financial education and monthly newsletters to share money management information with the community. She is a certified Financial Education Trainer for Building Native Communities: Financial Skills for Families. Tasha has earned a Bachelor of Arts Degree in Tribal Governance and Business Management with a Concentration in Tribal Entrepreneurship from Northwest Indian College. She is bear clan and comes from the Lac Du Flambeau Band of Chippewas, Ho Chunk Nation, Potawatomi, and Seneca Nation of New York.

Email: Natasha.Edwards@ho-chunk.com

Kelly Witt

Kelly Witt

Office Manager

Kelly Witt joined the First Nations Community Financial (FNCF) Team in the spring of 2019. The prior experience she obtained developed various skills to include marketing, managing, compliance and payroll. As a restaurant manager she oversaw all of the restaurant’s operations which included budgeting and developing relationships with suppliers and vendors. She was the marketing director for a chiropractor’s office out of St. Louis Park, MN. While she held that position, she was a Minnesota Viking’s cheerleader. Kelly marketed and hosted the large charity events for the Vikings Executives, fans and VIP customers. She is excited to assist the team and become an asset to the community planning their various events.

Email: Kelly.Witt@ho-chunk.com

Carly Otto

Carly Otto

Finance

Carly joined our team in the fall of 2019. She is excited to continue her professional career in finance after extensive research in finance and business. Carly earned an Associate of Arts degree in Business, Bachelor of Science degree in Accounting and a Master of Science degree in Accountancy. She will be a great asset with the FNCF team through growth, development, and expansion. Over the last 4 years, Carly assisted tribal members and employees of the Ho-Chunk Nation as Payroll Specialist and Accountant in the Treasury Department. In her free time, Carly is loyal to the Lunda Community Center “family” and loves their fitness classes. She enjoys running, hiking, paddle boarding, horseback riding, as well as arts such as painting, drawing, rhetoric, and philosophy. Last but not least she is a proud member of the American Philatelic Society, which for the curious mind is the collection of postal stamps.

Email: Carly.Otto@ho-chunk.com

First Nations Community Financial is a state chartered not-for-profit Native Community Development Financial Institution (CDFI)

206 S Roosevelt Rd, Suite 123 Black River Falls, WI 54615

Upcoming Events
  • Open House Tuesday, May 21, 11 am - 2pm 206 S. Roosevelt Rd Suite 123 Black River Falls
  • Homebuyer Education Class June 11 9am - 5pm District 1 Community Center Black River Falls
  • Financial Frenzy June 20th 10am - 4 pm Ho Chunk Gaming Wisconsin Dells
Connect with us
  • Email: fncf@ho-chunk.com
  • Phone: (715) 284-2470
  • Fax: (715) 284-2471
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