Fresh Start Loan

Loan Products / Fresh Start Loan

Fresh Start Loan

A loan designed to help the consumer pay off or consolidate high interest debt such as payday loans as well as pay off collections or judgements to help you get to financial freedom. The maximum lending amount is $5000.00. The check will be mailed directly to the third party creditor. To qualify your debt-to-income ratio must be 50% or under and you may not have more than $10,000.00 in judgments or collections on your credit report. Payback period is up to 36 months. Interest rates are between 12 – 18%. Must have at least one year of employment history with no gaps, breaks, or transfers in that time period.

First Nations Community Financial is a state chartered not-for-profit Native Community Development Financial Institution (CDFI)

206 S Roosevelt Rd, Suite 123 Black River Falls, WI 54615

Upcoming Events 
  • Indianprenuership -             Virtual - July 26, 2024
  • Lunch & Learn - Virtual - Credit Scores - August 7, 2024
  • Lunch & Learn - Virtual - Insurance: Protect Yourself - August 14, 2024
  • Lunch & Learn - Virtual - Auto Loans - August 21, 2024
  • Lunch & Learn - Virtual - True Cost of a Loan - August 28, 2024
  • Indianprenuership -            Virtual - Aug. 12, 2024
  • Pathways - St. Croix        August 16, 2024
Office Hours (8-4:30 M-F)

Closed on the Following Holidays

  • New Year's Day (Jan 1st)
  • Memorial Day (Last Monday in May)
  • Mitchell Red Cloud Jr. Day (July 4th)
  • Labor Day (First Monday in Sept.)
  • Veterans Day ( November 11th)
  • Thanksgiving (4th Thursday in Nov.)
  • Ho-Chunk Day (Day after Thanksgiving)
  • Christmas Eve (December 24th)
  • Christmas (December 25th)
  • New Year's Eve (December 31st)
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*This institution is an equal opportunity provider.  In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to Department of the Treasury, Office of Civil Rights and Diversity, 1500 Pennsylvania Ave. NW, Washington, D.C. 20220 or call (202) 622-1160.