Fresh Start Loan

Loan Products / Fresh Start Loan

Fresh Start Loan

A loan designed to help the consumer pay off or consolidate high interest debt such as payday loans as well as pay off collections or judgements to help you get to financial freedom. The maximum lending amount is $5000.00. The check will be mailed directly to the third party creditor. To qualify your debt-to-income ratio must be 50% or under and you may not have more than $10,000.00 in judgments or collections on your credit report. Payback period is up to 36 months. Interest rates are between 12 – 18%. Must have at least one year of employment history with no gaps, breaks, or transfers in that time period.

First Nations Community Financial is a state chartered not-for-profit Native Community Development Financial Institution (CDFI)

206 S Roosevelt Rd, Suite 123 Black River Falls, WI 54615

Upcoming Events
  • Golf Fundraiser - Friday May 13th
  • Indianpenuership Classes - August 3rd, 10th, 24th, 31st
  • Pathways Homebuyer Education Class - August 26, October 14
Office Hours (8-4:30 M-F)

Closed on the Following Holidays

  • New Year's Day (Jan 1st)
  • Memorial Day (Last Monday in May)
  • Mitchell Red Cloud Jr. Day (July 4th)
  • Labor Day (First Monday in Sept.)
  • Veterans Day ( November 11th)
  • Thanksgiving (4th Thursday in Nov.)
  • Ho-Chunk Day (Day after Thanksgiving)
  • Christmas Eve (December 24th)
  • Christmas (December 25th)
  • New Year's Eve (December 31st)
Connect with us
  • Email: fncf@ho-chunk.com
  • Phone: (715) 284-2470
  • Fax: (715) 284-2471
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