Family First Loan

Loan Products / Family First Loan

Family First Loan (formerly the Holiday Loan)

We’re thrilled to introduce our revamped loan product now known as the ‘Family First Loan’! This exciting name change reflects our commitment to putting family values and financial well-being at the forefront. With the ‘Family First Loan,’ you can now access funds not just for holiday expenses, but for all your family’s needs and aspirations. We believe in supporting your long-term financial goals, and the ‘Family First Loan’ embodies that dedication. Join us in prioritizing what matters most – your family’s future – with our newly enhanced loan product.

Family First loans are for up to $1000 and offered year-round. These loans carry no interest only a one-time fee of $100 added at closing and rolled into the loan amount. The repayment period is up to 12 months. Must have a maximum DTI of 50% and no more than $10,000 in collections and judgements on your credit report. Must have been employed at least 6 months with no gaps, breaks, or transfers during that time.

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First Nations Community Financial is a state chartered not-for-profit Native Community Development Financial Institution (CDFI)

206 S Roosevelt Rd, Suite 123 Black River Falls, WI 54615

Upcoming Events
  • Indianpreneurship Classes - Jan 26, Mar 22, May 24
  • Homebuyer Education Class - Jan 12, Feb 23, Apr 12, May 17
Office Hours (8-4:30 M-F)

Closed on the Following Holidays

  • New Year's Day (Jan 1st)
  • Memorial Day (Last Monday in May)
  • Mitchell Red Cloud Jr. Day (July 4th)
  • Labor Day (First Monday in Sept.)
  • Veterans Day ( November 11th)
  • Thanksgiving (4th Thursday in Nov.)
  • Ho-Chunk Day (Day after Thanksgiving)
  • Christmas Eve (December 24th)
  • Christmas (December 25th)
  • New Year's Eve (December 31st)
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*This institution is an equal opportunity provider.  In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to Department of the Treasury, Office of Civil Rights and Diversity, 1500 Pennsylvania Ave. NW, Washington, D.C. 20220 or call (202) 622-1160.