In the heart of Wisconsin, First Nations Community Financial (FNCF) stands as a beacon of hope and empowerment for the Native American community. As a state-chartered not-for-profit Native Community Development Financial Institution (CDFI), FNCF is more than just a financial entity; it’s a lifeline for those seeking to improve their quality of life through financial education, access to capital, and a suite of supportive services aimed at fostering sustainable business and community development. FNCF embodies a holistic approach to nurturing financial growth, much like a gardener tends to a garden, ensuring each plant receives the right amount of sunlight, water, and nutrients to thrive. 

The Essence of FNCF: A Gardener’s Approach to Financial Empowerment

Take a quick second and close your eyes. Now imagine a lush, colorful, and bountiful garden. This garden represents the financial ecosystem of the Native American community in Wisconsin. Each plant or flower symbolizes the dreams, aspirations, and needs of the community members. Our role in your financial future is best described as a gardener. A gardener equipped with the knowledge, tools, and dedication required to nurture your future financial growth. The products and services we offer are the sunlight, water, and nutrients that enable the garden to flourish.


Cultivating Dreams: The Family Roots Home Loan Program

Homeownership is a cornerstone of financial stability and community development. Our Family Roots Home Loan program is akin to planting the seeds of a tree, destined to grow strong and provide shelter for generations. This program offers personalized guidance and education, preparing individuals for the responsibilities and joys of homeownership. Though the program’s funding is currently exhausted due to its success, we continue to offer HUD-certified courses, ensuring the community’s homeownership dreams are nurtured and supported. 

Fostering Entrepreneurial Spirit: The Wooruwi Business Program

Entrepreneurship is the lifeblood of economic growth and innovation. The Wooruwi Business Program serves as a greenhouse for Native American entrepreneurs, offering a nurturing

environment for start-ups and existing businesses to grow and flourish. With opportunities for loan forgiveness and comprehensive support, we work to empower entrepreneurs to turn their business visions into reality, contributing to the vibrant ecosystem of the community’s economy.

Sowing Seeds of Knowledge: Indianpreneurship Classes

Education is the foundation upon which sustainable growth is built. Our Indianpreneurship classes offer the seeds of knowledge that, when planted, grow into successful businesses. Covering essential topics such as marketing, finances, and business planning, these classes equip participants with the tools they need to navigate the entrepreneurial landscape successfully.

Building Strong Foundations: HUD-approved Services

Stable housing is a pillar of community well-being. Our HUD-approved counseling services provide the foundation for individuals and families to build their housing dreams upon. From buying a home to avoiding foreclosure, these services offer guidance and support, ensuring that everyone has access to safe, affordable housing.

Nurturing Financial Independence: Financial Coaching Services

Financial literacy is the key to independence and empowerment. Our financial coaching services are designed to demystify the complexities of personal finance, offering insights into budgeting, saving, and credit building. Like a gardener teaching others how to care for their plants, our experienced financial coaches empower individuals with the knowledge and skills to manage their finances effectively, fostering a sense of control and freedom.


FNCF is more than a financial institution and more than a loan; we are gardeners, nurturing the financial growth and well-being of the Native American communities in Wisconsin. Through our comprehensive suite of products and services, we empower individuals and communities to achieve their dreams, whether it’s owning a home, starting a business, or achieving financial independence. Like a garden that thrives under the care of a skilled gardener, the communities we serve flourish, contributing to a vibrant, sustainable future for all.